The Northwest Clearing House Association

Cost:
Members: $100 (single attendee) $90 (multiple attendees)
Non-Member: $190

Intermediate Seminar

Thursday, February 18 – Everett
Friday, February 19 – Tacoma
Tuesday, February 23 – Centralia
Wednesday, February 24 – Spokane
Friday, February 26 – Yakima
Tuesday, March 2 – Seattle
Friday, March 5 – Bellingham

Five new Rules become effective in the next 6 months; these seminars will prepare you for compliance. NWCHA’s New Rules Recap Seminars are scheduled at a location near you.

All Seminars are from 9:00 am – 12:00 pm
Except Spokane 1:30 pm – 4:30 pm

On January 1, 2010 one new ACH Rule became effective:

Rules Audit Enhancements
The ACH Rules demand every financial institution and third-party processor perform an annual audit by December 1st. This change will alter how your 2010 audit is to be preformed. A good audit ultimately leads to lower risk and higher quality in the processing of ACH payments.

On March 19, 2010 two new ACH Rules become effective:

Authorizations & Returns
Revises the Rules to clarify the requirements of consumer authorizations to align with Regulation E and changes the current Written Statement Under Penalty of Perjury (WSUPP).

Stop Payments & Regulation E
Revises the Rules regarding the application and expiration of stop payment orders to align the Rules with the Federal Reserve Board’s interpretation of Regulation E.

On June 18, 2010 two additional ACH Rules become effective:

Direct Access Registration
All ODFIs will be required to register with NACHA whether they allow Originators to access the Network directly.

Risk Management & Assessment
Additional risk management practices will be codified, which will require additional tasks on the part of all ODFIs.

The sessions will also update the current status of the ACH Rules Simplification process, Rules Work Groups and other Rules initiatives now in the pipeline.

Sign up for one of the sessions below by linking to the NWCHA website at: http://www.nwcha.org/content/registration-form

New Rules Recap sessions dates, times & locations:

Thursday April 29 - Seattle

Intermediate Seminar

Cost:
Members: $100 (single attendee) $90 (multiple attendees)
Non-Member: $190

In an on-going effort to provide NWCHA members with a variety of payment system educational programs, we are pleased to offer a Wire Transfer Fundamentals Workshop as part of our educational program. Financial institutions processing wire transfers for their clients and members face many of the same risk as a tellers face when cashing a check – but with a lot more zeros. In addition, the regulatory environment surrounding wire transfer payments requires significant diligence by financial institutions.

This half-day program is designed for staff responsible for wire transfer operations at your financial institution. Attendees will be provided with a variety of topics and information related to the current environment of the wire transfer payment system.

Topics to be included include:
• Key definitions
• Rules and Regulations
• Management Tools and Policies
• Types of Networks
• Risk
• Current Issues

The speaker will be Mr. Gary Nesbitt, AAP, Senior Vice President for Administration and Training with EastPay. Mr. Nesbitt has been involved with electronic payments (wire transfers, ACH and ATMs) for his entire career. Prior to joining EastPay, Mr. Nesbitt held management positions that included responsibility for wire transfer operations at both the Charlotte Branch of the Federal Reserve Bank and First Union National Bank.

Friday July 23 - SeaTac

Call NWCHA for Costs:

The AAP Forum is a full day seminar just for AAPs. This 6 hour seminar will earn each attendee 7 credits and is only open to existing AAP members of NWCHA.

Tuesday, July 13 - Seattle
Wednesday, July 14 - Everett
Thursday, July 15 - Tacoma
Friday, July 16 - Yakima
Wednesday, September 1 - Spokane

Intermediate Seminar

Cost:
Members: $100 (single attendee) $90 (multiple attendees)
Non-Member: $190

Every year the business of banking changes, products become available and new issues immerge. How you handle payments effects the way you do business. Hot Topics in Payments covers the latest developments in ACH and the entire payments process. See what's new and what's on the horizon at this 1/2 day session.

Thursday September 9 - SeaTac

Advanced Seminar

Cost:
Members: $160 (single attendee) $150 (multiple attendees)
Non-Member: $290

The Accredited ACH Professional Review is designed to assist participants in preparing for the Accredited ACH Professional (AAP) exam. Exam topics will be reviewed in-depth and guidelines for taking the test will be discussed.

The cost of this Seminar also includes a series of 6 Tele-seminars that will further enhance the topics covered during the in-person seminar.

Thursday September 10 - SeaTac

Intermediate Seminar

Cost:
Members: $100 (single attendee) $90 (multiple attendees)
Non-Member: $190

So you know the basics of ACH but want to learn more? Bits & Bytes will take you to the next level of technical understanding and cover topics such as:

- file layout
- field definitions and requirements
- data acceptance specifications

When participants complete this seminar they will feel comfortable supporting any new or existing ACH application from a technical standpoint and be able to use the NACHA Rule Book technical chapters with ease.

This Seminar is a MUST for anyone supporting ACH services or desiring to bring their ACH knowledge closer to the expert level. It is also recommended for anyone who will take the NACHA AAP exam.

The ACH Audit Seminars is intended to provide ACH Operation and Audit personnel with the knowledge they need to complete the ACH Audit and the handout material is designed to be used as a guide to complete your audit when you return to your office.

Wednesday, September 1 - Spokane (PM)
Thursday September 23 - Tacoma
Tuesday, September 28 - Seattle
Wednesday September 29- Everett
Wednesday, October 6 - Centralia
Thursday, October 7 – Bellingham
Friday, October 8 - Yakima

Intermediate Seminar Cost: Members: $100 (single attendee) $90 (multiple attendees) Non-Member: $190 Earn 3 AAP Credits

Thursday September 2 - Spokane Friday September 24 - Seattle

Advanced Seminar

Cost: Members: $160 (single attendee) $150 (multiple attendees) Non-Member: $290

Advanced ACH Rules is an in-depth program for ACH professionals that have a basic understanding of electronic payments and ACH. This workshop provides detailed coverage of the NACHA operating rules (including the new 2008 rules) and their relationship to FRB Circular 4, UCC4A the New Government Green Book and Regulation E. We’ll stress Article One, Two, Four, Six and Eight. There will be plenty of time for questions, so if you can only attend one seminar this year make sure it is Advanced ACH Rules.

Friday, November 5 - SeaTac An unfortunate bi-product of a bad economy is an increase in fraud. Protecting your clients, customers and financial institution is always a priority. NWCHA is hosting our first annual Fraud Conference on November 5th. Make certain someone from your financial institution attends this important conference to hear the latest industry issues and how to keep from being a victim of these scams. Bill Bley, President and CEO Northwest Clearing House Association, will discuss fraud issues and prevention techniques in electronic banking, including the keylogging frauds that have plagued the banking industry recently.